Feature

Payments — get paid by text

Get paid before the customer walks out the door or forgets. Send a secure card payment link over SMS mid-conversation, or issue an itemized invoice with line items and due dates — customers pay in a tap, no card-not-present friction. Refunds, disputes and reconciliation are built in, and every payment status ties straight back to the customer record so your conversations and your books finally agree.

Payments — get paid by text — SM2.IO: text-to-pay & invoices on secure card checkout
Get paid before the customer walks out the door or forgets. Send a secure card payment link over SMS mid-conversation, or issue an itemized invoice…

What it does

  • Text-to-pay with secure, PCI-compliant card checkout
  • Itemized invoices with line items, due dates and a ledger
  • Connect your own merchant account (money settles straight to you)
  • Refunds, disputes and chargeback handling
  • Financial summary and reconciliation
  • Payment status tied back to the customer record
  • Send a pay link mid-conversation or as a formal invoice
  • Estimates & quotes — send an itemized quote by text or email; the customer reviews it and taps Accept or Decline on a hosted page

Highlights

  • Text-to-pay via secure card checkout
  • Invoices: line items, due dates, ledger
  • Refunds + disputes / chargebacks
  • Financial summary & reconciliation

Why it matters for your business

Turn a conversation into a paid invoice without leaving the thread. Send a secure card checkout link or an itemized invoice by text, and watch it reconcile against what you've collected, refunded and what's still outstanding. Getting paid stops being a separate app — it's the Output of the same conversation that won the job.

Questions & answers

How does a customer pay?

They tap a secure card checkout link you send in the text or invoice — no app or account needed — and the payment reconciles back on the platform.

Related features

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